Terms And Conditions of Use

Last updated July 18, 2005

By using this website you agree to abide by these Terms and Conditions of Use. We reserve the right to update these Terms and Conditions of Use without notice and encourage visitors to review them frequently.

Copyright All material on budgetsmarts.com is copyrighted. No material may be reproduced without the express written consent of budgetsmarts.com.

No Warranty Use of this site is provided with no warranty of any kind. All information and services are provided "AS IS" and no warranty is implied to the accuracy, usefulness, quality, or performance of the site or its information and services. Following any advise on this site, financial or otherwise, is done solely your own risk and budgetsmarts.com assumes no responsibity for any damages of any kind from the use of this site.

Links to other sites budgetsmarts.com provides links to 3rd party sites that our visitors may be interested in. We are not responsible for the content of these web sites. Visiting these sites is done at your own risk.

Privacy Policy Any Information collected on budgetsmarts.com will never be provided, given, shared, or sold to other parties. We encourage users to be wise in choosing their username and password.

Hold Harmless By using the site you agree to hold harmless, defend, and protect the owners of budgetsmarts.com from any third party claims, damages, liability or costs resulting from your use of our website, information, and/or services.

Sole Agreement/SeverabilityThese Terms and Conditions of Use are the sole agreement between budgetsmarts.com and you the user. We reserve the right to change these terms and conditions at any time without advanced notice. If any part of these terms and conditions are deemed to be unlawful, the remaining terms and conditions are still in effect.

If you disagree If you disagree with these Terms and Conditions of use, please exit our site.